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Random bloke says Grant Shapps stole his compulsory insurance for cyclists idea

Bizarre claim comes as one bike insurer backs idea of compulsory third party cover for bike riders

A man from Barrow in Cumbria has claimed that Transport Secretary Grant Shapps, who earlier this week said that cyclists should be made to take out third party insurance, stole the idea from him.

The North West Evening Mail reports that Mark Bell asked Simon Fell, the Conservative MP for Barrow and Furness, to raise the issue with ministers after a child on a bike apparently scratched his car a few months ago.

Now he is claiming credit for the idea of cyclists having to carry insurance – despite calls for just that being made since well before road.cc was wearing nappies, having Johnson’s Baby Powder sprinkled on its backside and being forced to drink cod liver oil at the end of the Noughties.

He told the newspaper: “I sat back and thought, if this has happened to me, how many other cars are being hit?

“I contacted Simon Fell and said to him, ‘why are cyclists allowed to go into cars and we are paying for the damage?’ There should be some give and take because if we hit a cyclist and they get injured, they can get thousands off us.

“Maybe by holding them responsible they might cycle more sensibly and be less of a risk.”

In response to his concerns, Trudy Harrison MP, Parliamentary Under Secretary of State at the Department for Transport, said: “We have previously considered the possibility of introducing a compulsory insurance system for everyone who cycles on the highway, but this would be likely to lead to a reduction in the number of people cycling.

“To be effective, such a requirement would also need to be introduced alongside a mandatory licensing and registration system to allow those cycling to be identified and insurance details to be exchanged at the scene of any incident, which would be costly and complex.”

“I am afraid that I do not think that compulsory insurance for all those who cycle would be a proportionate solution,” she added.

Shapps floated the idea earlier this week in an interview with the Daily Mail in which his comments were in direct opposition to those consistently made in recent years by ministers and civil servants in his own department.

> Grant Shapps: Cyclists should have number plates, be insured and subject to speed limits

While North Korea requires cyclists to be licensed, no country in the world currently requires cyclists to have mandatory third party insurance; Switzerland did have such a system, requiring cyclists to show a vignette on their bike to prove they had but cover, but it was ditched because it proved far too burdensome to administer and enforce.

The fact is, most adult cyclists do have third party insurance for potential liability to third parties for incidents they are at fault for when riding their bikes – whether through their own household policy, club membership, or being signed up to an organisation such as British Cycling or Cycling UK.

Drivers of mechanically propelled vehicle such as cars, vans, and lorries, are required to have minimum third party liability cover under the Road Traffic Act 1988, but cyclists are not.

That reflects the greater risk of harm that motorists pose to other people such as fellow vehicle occupants or pedestrians.

Legislation apart, the entire insurance industry is based on assessment of risk, so some may see it as disappointing that one specialist cycling insurer embraced Shapps’ comments this week.

Cycleplan CEO Paul Williams said: “The government no doubt faces a challenge to launch such a system as part of any move to make cycling insurance mandatory, especially given the ongoing cost-of-living crisis.

“Though legislation should indeed be on the government’s long-term roadmap, particularly as micro-mobility usage accelerates, many families simply do not need an additional cost burden right now.

“However, mandatory cycling insurance would bring huge benefits to victims of incidents involving uninsured cyclists and may also encourage better cycling behaviour with tougher rules on dangerous driving, speed limits, traffic lights, and so on.”

He added; “It could also help to reduce cycle crime – in particular, bike theft, which as we know, continues to blight London and other major cities,” although quite why cyclists being made to take out third party insurance would prevent their bikes being stolen was not explained.

Simon joined road.cc as news editor in 2009 and is now the site’s community editor, acting as a link between the team producing the content and our readers. A law and languages graduate, published translator and former retail analyst, he has reported on issues as diverse as cycling-related court cases, anti-doping investigations, the latest developments in the bike industry and the sport’s biggest races. Now back in London full-time after 15 years living in Oxford and Cambridge, he loves cycling along the Thames but misses having his former riding buddy, Elodie the miniature schnauzer, in the basket in front of him.

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32 comments

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Rik Mayals unde... | 2 years ago
3 likes

Have I fallen asleep and woken up on 1st April?

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Oldfatgit | 2 years ago
5 likes

Man who runs insurance company says scheme that will make him more money should be compulsory.
My flabber is totally gasted.

Just checking now to see if I have any policies with them, and if I have, if I can cancel without charge. And I'll be turning auto-fecking renew off as well.

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steaders1 | 2 years ago
3 likes

Random bloke says that Grant Shapps is a plonker

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FrankH | 2 years ago
5 likes

Quote:

...although quite why cyclists being made to take out third party insurance would prevent their bikes being stolen was not explained.

As explained elsewhere in the article, it would substantially reduce the number of cyclists on the road. Fewer cyclists means fewer cycles to get stolen. 'Sobvious, innit.  4

And an added bonus would be more space for the real owners of the road: car drivers.  3

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chrisonabike replied to FrankH | 2 years ago
4 likes

Good point. Added bonus is that either a greater number of pedestrians would be killed by motor vehicles or that share of the total would increase by a tiny fraction. That would obviously lead to fewer complaints about road danger because people are used to this / "accidents happen" / it's inevitable if we want progress etc.

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mdavidford | 2 years ago
5 likes

Quote:

Random bloke says Grant Shapps stole his compulsory insurance for cyclists idea

Why have I been redirected to the Daily Mash?

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HoarseMann | 2 years ago
1 like

...and the silly season continues with todays cyclist bashing article 'red light rats' 

https://www.dailymail.co.uk/news/article-11130757/In-hour-counted-rider-...

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brooksby replied to HoarseMann | 2 years ago
5 likes

I like how they intone, "but enforcement has fallen" as if that's exclusive to cyclists.  Tell that to wtjs of this parish... (they won't be surprised).

 

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AlsoSomniloquism replied to brooksby | 2 years ago
4 likes

I think they have a composite pic of the cyclists going across the (empty?) crossing. They accompany it with the shocking message that "Many of the cyclists were not wearing helmets as they tore along the busy road." (c Craig Hibbert)

To my eyes, many are wearing helmets and the way they are cycling and the bikes they are on seems to show not many "tearing" along. 

Whilst I don't condone going through a red, I suspect there was no actual danger caused at all otherwise the paper would have published the close calls. Instead they have to use language to stoke the outrage (as well as having to dredge up 4 stories over 6 years to show how dangerous all these cyclists are where other vehicles would have lots more stories to choose from.)

 

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HoarseMann replied to AlsoSomniloquism | 2 years ago
1 like

Yep, just looks like a composite photo of all the riders they saw going through the red light at the pedestrian crossing.

I don't condone it either, but if there are no pedestrians about, then it's not dangerous.

I can also see why it's tempting, as it gives the cyclist a bit of clear road ahead whilst motorised traffic is held at the lights.

There's a pedestrian crossing on a section of road near me that always seems to attract dodgy close passes when I'm trying to turn right. I'm sorely tempted to briefly stop the bike and press the beg button, so the lights turn red behind me and hold up the traffic. Allowing me a nice clear section of road to do the problematic right-turn a bit further up!

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giff77 replied to HoarseMann | 2 years ago
2 likes

4 way junction below my old flat sees at least 30 motorists per hour jump the lights and that's counting only one road and nothing gets done about that. 

At least Peter Hitchens was more contemptible regarding our friend Shapp. Anyway. Do all these people not realise that many regular cyclists have a low opinion of those who flout the HC. 

I wonder as well who the two columnists would prefer to cross the road in front of. Cyclist weighing 80kg travelling at 16kph or a motor vehicle weighing 1.5tonnes travelling at 64kph. 

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Awavey replied to HoarseMann | 2 years ago
1 like

its silly season in so far as how they present it, and I definitely think some of the language theyve used there is outrageous.

but we have to recognise and accept that it is a thing in London more so than elsewhere imo, thats very noticeable as you walk around central London, and Im not talking about the ones who steal a few seconds or sit ahead of the line to get a head start, Im talking about the ones who just sail through red lights as if they arent there at all.

on one of my last visits to London, it got to the stage where the green man crossing would light up, but after youve had several near misses you still had to check no-one was coming through still, and you actually become nervous to trust crossing the road at all, there was one specifically near Holborn,on an electrically enhanced bike, they werent thinking of stopping, theres no way they could have stopped at the speed they were going anyway, and they went straight through a crossing that was green for pedestrians with people crossing, they had to cut the corner to miss them, had that individual collided with anyone, and its pure luck they didnt, thats potentially another Charlie Alliston case, because theres no way that e-bike was legal, let alone being ridden in a safe manner.

now Im not naive enough to think motorists never do this stuff either, theres a 4 way light junction near me that every change of lights, at least one vehicle ignores the red light, youd get way more than 26 in a hour if the authorities ever bothered doing something about it, but its a very specific junction that seems to be treated that way, whereas IME in central London its every traffic light junction, and I didnt see a single person on a bike stop for a single one, and I saw more than a few whose attitude was no better than the motorists we complain about daily.

but the consequences of that are when our politicians, who rarely leave the confines of London see the same things, and start the cogs in their brains whirring, they come up with ideas like Grant Shapps did as to them it becomes something they can fix.

Im not sure it can be fixed in London, unless the police do start cracking down on it heavily, but then we just get back to why are they blaming cyclists and not dealing with motorists thing again, and we get nowhere.

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AlsoSomniloquism replied to Awavey | 2 years ago
1 like

Your E-bike anecdote, they should be charged with Careless Driving because any e-bike tampered with to de-restrict speed cut off or travelling without pedeling is then classed as a motor vehicle. 

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Awavey replied to AlsoSomniloquism | 2 years ago
1 like

and Im sure in our sliding doors multiverse, the press would have naturally drawn their readers attention to that particular nuance.

the issue is red light jumping by people on bicycles is endemic in central London, its not a Daily Mail plot just to make cyclists look bad, its a real thing that happens alot, and is something we should acknowledge as such and not try to minimise as a but whatabout....

Because there is a depressing inevitability that decision makers will decide eventually something must & can be done about it, and that something ends up directly leading to the kind of language Shapps was using earlier in the week.

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Must ride must ride | 2 years ago
7 likes

Why do people cycling not  have insurance?

The requirement for mandatory motor insurance was introduced in 1930 as a result of an increasing number of accidents where the affected party was unable to claim costs from the other party. The only way for the debtor to pay their liabilities was to sell their own assets such as property which was a situation that could not go on. A person riding a bicycle could not cause such extensive damage and cannot write off a car and therefore there is no need to legislate.

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Clem Fandango replied to Must ride must ride | 2 years ago
4 likes

Why do angry non cyclists always assume that "cyclists" don't have insurance? I've had the accusation shouted at me more than once despite a) having third party liability cover, and b) doing nothing at the time that would in any way mean that cover would need to be utilised.

One assumes it must be that their view is that if something isn't mandatory then they themselves wouldn't bother, so that clearly frames their view of the world. Thank F*ck motor insurance is mandatory.....

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steaders1 | 2 years ago
4 likes

Maybe and a very big maybe at that should this ever be considered BUT only after the Govt. have ensured that ALL motorised vehicles that sould be insured ARE insured. Thee are far too many getting away with that and we all pay for the uninsured tossers in our own insurance premiums already

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wtjs replied to steaders1 | 2 years ago
4 likes

 only after the Govt. have ensured that ALL motorised vehicles that should be insured ARE insured. There are far too many getting away with that and we all pay for the uninsured tossers in our own insurance premiums already

This is a very unlikely outcome when the police actually encourage people to evade MOT, insurance and VED by refusing to take action against them. PJ07 NFP has been enjoying carefree Lancashire motoring for 2 1/2 years without any of the tiresome over-regulation of hard-working motorists, and despite the actions of tell-tale cyclists

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IanMK | 2 years ago
2 likes

I'm confused by this story. Where was the car parked at the time? How did it happen? Did someone see this kid? If no one saw it happen why would registration make any difference? How does he know the alleged culprit isn't insured? If someone has a photo why couldn't you put it on social media and track the culprit that way? Why does the media give airspace to illogical rants?

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saftlad replied to IanMK | 2 years ago
3 likes

IanMK wrote:

I'm confused by this story. Where was the car parked at the time? How did it happen? Did someone see this kid? If no one saw it happen why would registration make any difference? How does he know the alleged culprit isn't insured? If someone has a photo why couldn't you put it on social media and track the culprit that way? Why does the media give airspace to illogical rants?

What do you think the chances are of the car being parked on the 'extended parking area beside the road' more commonly known as the 'pavement'?

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tigersnapper | 2 years ago
6 likes

Load of rubbish anyway.  If there were that many claims against cyclists British Cycling / Cycling UK wouldn't be offering 3rd party insurance as part of a pretty low membership fee as the insurance industry would be looking to cover its own costs for all the damage cyclists cause.

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giff77 | 2 years ago
5 likes

A tin of T -Cut and a rag would have buffed out a couple of scratches and taken less time than processing an insurance claim. 
Lost count number of times my car has been scratched in car parks and roadside and I've had to fal back on this and maybe a touch up pen to sort it. 

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TheBillder replied to giff77 | 2 years ago
4 likes
giff77 wrote:

A tin of T -Cut and a rag would have buffed out a couple of scratches and taken less time than processing an insurance claim. 

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giff77 replied to TheBillder | 2 years ago
1 like

TheBillder wrote:
giff77 wrote:

A tin of T -Cut and a rag would have buffed out a couple of scratches and taken less time than processing an insurance claim. 

A tap in the right place with a mallet by a decent panel beater and all those dents will pop out and she'll be as good as new. 
 

Actually knew a fella once who a could repair certain prangs in the above manner he was that skilled. Other dings needed a bit more time and attention. But it was amazing to watch him. He would hunker down and examin the car. Get up select a mallet and cloth. Walk back over and smack the offending panel and the dent would pop out. He would then give it a quick buff and hold out his hand for some cash. 

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Hirsute | 2 years ago
5 likes

Is this random bloke called Simon Williams ?

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Secret_squirrel | 2 years ago
3 likes

Hmmm.  Who's for a bit of twitter bombing against cycleplan? 
Putting profits above the interests of their customers.

Certainly never getting my business.

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IanGlasgow | 2 years ago
11 likes

"Mark Bell asked Simon Fell, the Conservative MP for Barrow and Furness, to raise the issue with ministers after a child on a bike apparently scratched his car a few months ago."

It seems to me that it would make more sense to have compulsory liability insurance for children. That way you'd be covered if they scratched your car on a scooter, or by kicking a football. Or maybe if they hit it with a bow and arrow. Or a slingshot. Or while playing conkers. The dangers are endless.

 

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HoarseMann replied to IanGlasgow | 2 years ago
2 likes

That's a fair point, but in this case, tackling the problem at source would be more prudent. Children should receive training on how to drink whilst cycling and perhaps the practice of parking delicate motor vehicles on public roads could be reviewed.

"He took his calls to Barrow and Furness MP Simon Fell after a child collided with his car while taking a drink on a push bike a few months ago, he said."

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riggbeck replied to IanGlasgow | 2 years ago
0 likes

This is inline with countries such as Germany, there it is normal to take out third party insurance for everything. If you don't have insurance and cause damage then you still pay.

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IanMSpencer replied to riggbeck | 2 years ago
1 like

In Germany it is normal to take out insurance for anything! It is one of those peculiar national traits. My potential son-in-law is German and although he has been in the UK for over a decade, still hankers after his "insurances".

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