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Uninsured supercar taken into custody

Islington police seized a McLaren MP4 valued at a £170,000 on Thursday, November 14 after it was involved in a collision with a cyclist.

The cyclist, a 41-year-old man, was taken to a north London hospital with minor injuries.

The vehicle was seized by police as the driver, a 63-year-old man, did not have the appropriate insurance.

The incident happened just before midday in Old Srtreet at the junction with Mallow Street.

There were no arrests.

If the driver decides he doesn’t want his car back, it may be auctioned off.

Earlier this year, a Lamborghini Aventador valued at £300,000 was confiscated in Newham, east London after police found the driver had insufficient insurance.

The driver failed to come forward after police confiscated the car and it was sold for £218,000. The money was put into frontline policing.

Our official grumpy Northerner, John has been riding bikes for over 30 years since discovering as an uncoordinated teen that a sport could be fun if it didn't require you to catch a ball or get in the way of a hulking prop forward.

Road touring was followed by mountain biking and a career racing in the mud that was as brief as it was unsuccessful.

Somewhere along the line came the discovery that he could string a few words together, followed by the even more remarkable discovery that people were mug enough to pay for this rather than expecting him to do an honest day's work. He's pretty certain he's worked for even more bike publications than Mat Brett.

The inevitable 30-something MAMIL transition saw him shift to skinny tyres and these days he lives in Cambridge where the lack of hills is more than made up for by the headwinds.

28 comments

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Some Fella [890 posts] 3 years ago
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And they say cyclists should be insured?
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timothy [38 posts] 3 years ago
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can you get a bike carrier on that? If so I'll have it.

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StoopidUserName [337 posts] 3 years ago
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So you can drive uninsured and hit someone and not be arrested or charged?

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Dobbsy [55 posts] 3 years ago
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Isn't it a McLaren, not Maclaren.

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Sswindells [67 posts] 3 years ago
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Arrest is a final option for police. The driver if he doesn't have insurance will be reported for summons. Committing an offence is not an automatic reason to arrest someone. He will most likely be interviewed under caution for hitting the cyclist and reported for summons for that too if appropriate. ( careless or inconsiderate, or driving without due care and attention ). Just because it's not in the article doesn't mean it hasn't happened. But it hardly creates headlines.

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Karbon Kev [690 posts] 3 years ago
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another twat with too much money and not enough sense ..

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jollygoodvelo [1670 posts] 3 years ago
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Karbon Kev wrote:

another twat with too much money and not enough sense ..

Twat, perhaps. You don't know the circumstances. No sense, unarguably.

Too much money? That's just envy/jealousy. I'd have that car in a flash. And at least it is designed, engineered and mostly built by a British company, in Britain. So the £200k it cost new has gone into the British economy...

Interesting place for the accident, I know the location well. Was the car pulling out of Mallow Street or into the Shell station I wonder...

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northstar [1107 posts] 3 years ago
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StoopidUserName wrote:

So you can drive uninsured and hit someone and not be arrested or charged?

Yup, it seems that way.

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northstar [1107 posts] 3 years ago
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Sswindells wrote:

Arrest is a final option for police. The driver if he doesn't have insurance will be reported for summons. Committing an offence is not an automatic reason to arrest someone. He will most likely be interviewed under caution for hitting the cyclist and reported for summons for that too if appropriate. ( careless or inconsiderate, or driving without due care and attention ). Just because it's not in the article doesn't mean it hasn't happened. But it hardly creates headlines.

"There were no arrests."

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racyrich [300 posts] 3 years ago
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Car insurance is not as simple as some people imagine.

If you can PERSONALLY guarantee £0.5M you don't need to purchase insurance from a 3rd party insurer.

Many of these supercars in West London are driven by Arabs who are more than capable of self insuring.

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notfastenough [3727 posts] 3 years ago
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Agreed, I used to have an IBM company car that was 'underwritten' rather than insured.

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kie7077 [922 posts] 3 years ago
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I object to the proceeds going to the police, this type of funding is not generally done for good reason. The money should go to the exchequer and help to pay off the national debt.

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jarredscycling [456 posts] 3 years ago
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That is a punishment that will actually sting. A lot better than just community service

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sponican [95 posts] 3 years ago
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northstar wrote:
Sswindells wrote:

Arrest is a final option for police. The driver if he doesn't have insurance will be reported for summons. Committing an offence is not an automatic reason to arrest someone. He will most likely be interviewed under caution for hitting the cyclist and reported for summons for that too if appropriate. ( careless or inconsiderate, or driving without due care and attention ). Just because it's not in the article doesn't mean it hasn't happened. But it hardly creates headlines.

"There were no arrests."

I think what Sswindells is saying that just because there were no arrests does not mean that there will be no charges.

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Stumps [3496 posts] 3 years ago
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You dont arrest for no insurance, like Sswindells stated, unless you fail to provide your details (so no summons or ticket can be issued) or in certain cases where you are a foreign national and the issue of a summons or ticket is not appropriate (for instance a foreign lorry driver who is in the country to drop off or pick up a load)

Some people must think if your not arrested you dont go to court. There really are some thick people on this forum at times.

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Guyz2010 [304 posts] 3 years ago
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Let's hope they chuck the book at him. Sell his car and sponsor the cyclist in suing him for damages. I would!

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willdeath [33 posts] 3 years ago
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Also in the Road CC story it states " did not have the appropriate insurance."

Not "no insurance"

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northstar [1107 posts] 3 years ago
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sponican wrote:
northstar wrote:
Sswindells wrote:

Arrest is a final option for police. The driver if he doesn't have insurance will be reported for summons. Committing an offence is not an automatic reason to arrest someone. He will most likely be interviewed under caution for hitting the cyclist and reported for summons for that too if appropriate. ( careless or inconsiderate, or driving without due care and attention ). Just because it's not in the article doesn't mean it hasn't happened. But it hardly creates headlines.

"There were no arrests."

I think what Sswindells is saying that just because there were no arrests does not mean that there will be no charges.

I know that, still find it bizarre why a driver who has struck another road user with a motor vehicle is not arrested.

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felixcat [486 posts] 3 years ago
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willdeath wrote:

Also in the Road CC story it states " did not have the appropriate insurance."

Not "no insurance"

Isn't that the same thing? I'm fairly sure the insurance company would refuse to pay out if the insurance did not cover the driver.

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Leviathan [2776 posts] 3 years ago
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Teach him a lesson, where is my tank...

http://www.youtube.com/watch?v=FQ-8xj8CUZw

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Argos74 [447 posts] 3 years ago
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Difficult to say what would happen on the insurance / civil liability side of things. But there's three ways it could turn out:

* The insurer of the vehicle deals with third party losses on a discretionary basis
* If the driver has valid comprehensive insurance, his insurer may deal with third party losses under the Driving Other Vehicles bit of his third party liability cover
* no valid insurance is in place on either the car or the driver, or the vehicle's insurer declines to deal on a discretionary basis - off the Milton Keynes to make a claim against the Motor Insurers' Bureau

But in any event, the damage to the vehicle is not covered. This is assuming the driver was at fault, but he's likely to be in deep crap anyway, probably facing a wodge of points on his licence and substantial increases in costs of insurance in the future.

Does anyone have any ideas that help a driver in this unfortunate situation?...  19

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gazza_d [471 posts] 3 years ago
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Driver hits cyclist
Driver has no insurance
Car seized and flogged for £220K
£220K funds more coppers stopping cyclists without lids.

Hmm.

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abbeybob [15 posts] 3 years ago
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They should put the car in the crusher

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jollygoodvelo [1670 posts] 3 years ago
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abbeybob wrote:

They should put the car in the crusher

Why? Strange response.

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oxoneil [3 posts] 3 years ago
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northstar wrote:
sponican wrote:
northstar wrote:
Sswindells wrote:

Arrest is a final option for police. The driver if he doesn't have insurance will be reported for summons. Committing an offence is not an automatic reason to arrest someone. He will most likely be interviewed under caution for hitting the cyclist and reported for summons for that too if appropriate. ( careless or inconsiderate, or driving without due care and attention ). Just because it's not in the article doesn't mean it hasn't happened. But it hardly creates headlines.

"There were no arrests."

I think what Sswindells is saying that just because there were no arrests does not mean that there will be no charges.

I know that, still find it bizarre why a driver who has struck another road user with a motor vehicle is not arrested.

Because there still needs to be a necessity to arrest otherwise it will be unlawful. What you have to ask yourself is "what are hoping to achieve from the investigation by making an arrest?" Such things could be obtaining bodily samples or a house search for instance. The necessity criteria are laid down here

http://www.legislation.gov.uk/ukpga/1984/60/section/24

in section 24(5).

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Colin Peyresourde [1819 posts] 3 years ago
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gazza_d wrote:

Driver hits cyclist
Driver has no insurance
Car seized and flogged for £220K
£220K funds more coppers stopping cyclists without lids.

Hmm.

I don't think they have sold the McLaren. The article talks about a Lamborghini which was seized and sold because the owner couldn't produce insurance. I guess that may happen in the case of the McLaren, but that will depend on what the owner does.

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kraut [146 posts] 3 years ago
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Twat, perhaps. You don't know the circumstances. No sense, unarguably.
Too much money? That's just envy/jealousy. I'd have that car in a flash. And at least it is designed, engineered and mostly built by a British company, in Britain. So the £200k it cost new has gone into the British economy...

He's not a twat for driving a McLaren - that's a fine car. Perhaps not ideally suited for driving in central London, but that's a different matter.

He's a twat for driving without insurance.

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zoxed [66 posts] 3 years ago
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timothy wrote:

can you get a bike carrier on that? If so I'll have it.

Problem is that the "rules" state that if you must put a bike on a car it must be worth more than the car !!