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Insurers of driver who badly injured Paralympic cycling champion Simon Richardson refuse to pay for operation

Beijing gold medallist may be forced to sell house to fulfill aim of competing at Rio in four years' time...

Simon Richardson, winner of two Paralympic cycling gold medals in Beijing whose dream of defending his titles in London this summer ended when he suffered serious injuries after being hit by van driver Edward Adams, has said that he needs to raise £36,000 to pay for an operation after the motorist’s insurance company refused to foot the bill.

Last month, Adams, a farmer was sentenced to 15 months’ imprisonment for dangerous driving, with three months added for failure to stop at the scene of the incident, which happened near Bridgend in August 2011. He was also given a three-month concurrent sentence for driving with excess alcohol.


Richardson's bike was broken into three parts by the impact

Richardson suffered multiple injuries including fractures of the spine and a broken pelvis and breast bone, and following Adams’ sentencing last month said: "I have some significant health issues to still overcome following the collision, including further back surgery and long term recovery where my complete effort must be.

"I fully intend to battle my way back to elite competitive sport when I am fully recuperated.”

However, his hopes of getting fit again to start training for Rio 2016 have been dealt a blow by this morning’s news, revealed by Richardson on Twitter, that Adams’ insurance company would not be paying for his treatment.

“All I want to say is thank you to all my friends and followers,” Richardson told road.cc.

“We are not giving up, we are taking the insurance company to court to try and get money for the operation and Leigh Day [his solicitors] will fight it all the way.”

Although Richardson could potentially have the operation done on the NHS, that would mean him remaining in pain for at least a year before the surgery could be carried out, and would be unlikely to give him enough time to complete his rehabilitation in time to get training for the next Paralympics.

“I cannot wait for the NHS,” he said, although he added that he appreciated it was not their fault.

If the action against Adams’ insurers is unsuccessful, he says that he may have to take the extreme measure of selling his house to raise the £36,000 needed for the operation.

“Otherwise, forget Rio,” he added.

Simon joined road.cc as news editor in 2009 and is now the site’s community editor, acting as a link between the team producing the content and our readers. A law and languages graduate, published translator and former retail analyst, he has reported on issues as diverse as cycling-related court cases, anti-doping investigations, the latest developments in the bike industry and the sport’s biggest races. Now back in London full-time after 15 years living in Oxford and Cambridge, he loves cycling along the Thames but misses having his former riding buddy, Elodie the miniature schnauzer, in the basket in front of him.

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43 comments

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Stumps | 12 years ago
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F'ing scumbags. Someone somewhere must know who his insurers are.  14

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qwerky | 12 years ago
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I can imagine him raising the money through a fundraising campaign, but simply naming the insurance company would achieve the results quicker. Reading Simon's twitter he obviously knows the insurance comany but won't name it. Reading between the lines I guess his lawyers have advised him not to. He says "just remember, he's a farmer" so I guess it could be NFU (National Farmers Union) but this is pure speculation. If they aren't the insurer in question I guess it would be in their interests to distance themselves from such speculation.

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SevenHills | 12 years ago
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Identify the insurers and we can all ensure that we boycott them and not put any business their way, although most of these scumbags are the same. Happily take your money but don't even think of making a legitimate claim.

Funny that they insist on paying out for dubious whiplash claims so sending everyone's premiums up but where there is an obvious issue and a need for this medical claim to be settled they refuse on the grounds that it is fine for someone to be in pain for a year and it will get sorted at no cost to them.  14

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Darthshearer | 12 years ago
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What a joke the legal system is in our country.

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nowasps | 12 years ago
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Somebody must know who the insurers are. Or is there a reason they cannot be identified?

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Simon_MacMichael replied to nowasps | 12 years ago
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nowasps wrote:

Somebody must know who the insurers are. Or is there a reason they cannot be identified?

A couple of people on Twitter have asked Simon Richardson who the insurers are. He replied that he was not in a position to identify them himself, but added that they insure a lot of farmers which certainly narrows it down.

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OldRidgeback | 12 years ago
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This is an appalling case. Leaving the victim of an accident in pain for 1-2 years until NHS treatment can be scheduled is not acceptable for anyone, paralymic cyclist or not. The fact that this athlete will probably miss the next paralympics as a result is even worse. The insurance company should be named and shamed.

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LondonCalling | 12 years ago
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If he cannot the get insurance company to pay - at the end of the day, he CAN get the op in the NHS free of charge, isn't that why we are fighting off the Tories? - can he sue the driver for loss of earnings and get the money that way? That driver screwed up his career!

Just asking the experts here. Anybody work in insurance?

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notfastenough | 12 years ago
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So I presume that the berk's insurance company are refusing on the basis that the op will be completed by the NHS therefore there are no costs to pay, despite the expected 12-month wait. I certainly wouldn't accept being in pain for another year just because of someone else's actions.

1. Wouldn't be at all surprised for this to go viral/national media, at which point £36k is going to seem a small amount of cash to avoid the sh*tstorm of negative PR that is coming their way.

2. If that doesn't work, I reckon £36k will be easily surpassed in donations if needs be.

Good luck Simon.

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mad_scot_rider replied to notfastenough | 12 years ago
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notfastenough wrote:

1. Wouldn't be at all surprised for this to go viral/national media, at which point £36k is going to seem a small amount of cash to avoid the sh*tstorm of negative PR that is coming their way.

The problem with that is - unless I'm being blind - the Insurance company is not named

No name - no PR disaster

I can't get to twitter from work - is it mentioned there?

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notfastenough replied to mad_scot_rider | 12 years ago
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mad_scot_rider wrote:
notfastenough wrote:

1. Wouldn't be at all surprised for this to go viral/national media, at which point £36k is going to seem a small amount of cash to avoid the sh*tstorm of negative PR that is coming their way.

The problem with that is - unless I'm being blind - the Insurance company is not named

No name - no PR disaster

I can't get to twitter from work - is it mentioned there?

I don't think that's going to hold forever.

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southstar | 12 years ago
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Wow, what scumbags, don't let them get away with this, they are duty bound surely, shame them and they will cave in.

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antonio | 12 years ago
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This is appalling, insurers putting the boot in.

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