[Steve Roslow]

Anybody got any recommendations regarding bike insurance – who is cheapest, gives best service, best bolt-ons?

Topic

[safetyride]

This topic made me register
This topic made me register on the forum. I need an advice I guess. I just moved from the United States and will be living in London for the next 3 years(work related). In the USA I had two bikes (a road bike and a mountain bike) which I insured with Velosurance. When I googled insurance companies , I found that in UK there is a company called Velosure and there is one in Australia as well. I thought I was safe and my policy would just be transferred from USA to UK, but it turned out that these 3 are completely different companies that just happen to have similar names.

I can’t say that my bikes are safe now, since I dont even have a garage at the moment. Which of the UK companies are the most reliable and quick to sign up a new customer? I have seen both positive and negative posts about any company I looked up, so I am confused. Need some help please.

[Chiswick]

You might try Teachers
You might try Teachers Assurance (you don’t have to be a teacher). We had four bikes stolen from our garage and they sorted out replacements with no fuss at all, and all with House and Contents insurance. And they are cheap!

[Steve Roslow]

Thanks for all the advice.
Thanks for all the advice. The M&S policy looks favorite due to the value and number of bikes.

[dave atkinson]

nationwide cover bikes up to
nationwide cover bikes up to £2k as standard on their home insurance policy. i’ve had to claim in the past and they’ve been very good.

[comm88]

A Tesco home insurance policy
A Tesco home insurance policy covers your cycles too. They use exactly the same underwriters as Direct Line, so you know you’re in good hands. I found M&S too finicky over claims in the past. But if you go to a specialist for exclusive bike insurance, it will cost you a premium price. Better, if you can, to get it in your home contents cover – but … if it’s a bike worth £3k, or more, you will have to get specialist cover. Check out British Cycling for advice. They are very, very good. Call em on 0161 274 2000, or see em on http://www.britishcycling.org and see what they have to say.

[bashthebox]

Home insurance from M&S
Home insurance from M&S covers you for bikes. If you can switch it might make really good sense. Otherwise, I was paying something like £160 a year to insure a £1700 bike. Mind you, London.

[Author]

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