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25 comments
The Cycling UK membership for students is £1.83 a month, with NUS card. That gives you ONLY 3rd party insurance, so covers any damages claimed against you if you cause a crash and others are injured or property damaged.
Are you living at home with your parents? If so putting your bike on their home content insurance might be your best bet, otherwise you will need to get a quote from an insurance provider, I get mine throught he lovely liverpudlians at Pedalsure, originally through CUK (or CTC, so long ago).
There was a post on the livebog here on the 21st about a price comparison site for bicycle insurance, here is the link to the site-
https://www.quotezone.co.uk/bicycle-insurance
I expect to pay about 10% of my first bicycles value per year, and then slightly less for others. But it's your details that will be taken into account. Watch out for odd requirements.
Good luck.
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I had a look at that cycling uk membership and I am under 18, so £20 a month so that if my bike gets stolen they can replace it ? That seems a bargain
Okay thank you guys all, I ordered that bike lock, I am not sure about shipping on that site, hopefully it comes soon.
Another general question is , how far do you guys normally cycle each day? For example like 2 miles to work and back or something like that
I cycle 2.3 miles to the gym and 2.3miles back of course.
I hope this lock protects me, and comes soon !
ok im just going to get that bike lock but I do not have any insurance
Anti theft insurance simply addresses the question of "Can I afford to replace this bike?". If you can afford to replace it yourself, I'm not sure that anti theft insurance is so important or value for money.
Now, third party insurance is a different matter... I'd personally recommend that you get third party - most people get it through membership of cycling uk or British cycling.
Do you not have contents insurance on your house/flat?
If you live with your parents ask them about their contents and specifically the away-from-home personal possessions cover.
It's a proper bargain, looks the part, Gold secure so will be good enough for whatever insurance you might have, key not combination (mostly better) and Kryptonite charge £8-9 just for the cable.
The Anti theft Guarantees are generally worthless, as the limitations and requirements are generally ridiculous. Getting your own insurance is better, there can be issues sometimes with standard household insurance, but good to check, unfortunately specialist bike insurance probably will cost more than the lock, every year.
Watch some videos on how to lock up you bike well too.
And it's a shame, but the fear of your ride not being there when you get back to it never goes away.
I make it a point of never cleaning my bikes, drivetrain yes and very well maintained, but the frame I leave dirty. You want to try and persuade the scrotes that your bike is less desireable and more difficult to obtain then the ones next to it.
https://www.tredz.co.uk/.OnGuard-Pitbull-DT-Shackle-U-Lock-Plus-Cable-Go...
I feel like this is good but protection only covers USA and I am in the UK
Nigh on any lock can be broken with relative ease with the right tools, though it can depend hugely on what you're locking it to and where and how good your locking technique is. Your best bet is to check your home insurance and get whatever grade of lock you need to cover the value of your bike.
okay , would I also need to use those? Or quick release ?
If you're going to be leaving the bike unattended for any length of time then you need to secure the wheels. If you're leaving the QR skewers in then you need either an extender cable or another lock. Otherwise, remove the QR skewers and get security skewers of some sort or another - Pitlock, Kryptonite's gravity bolts (can't remember the actual name of them), even just simple penta- or hex- bolt skewers.
I'm just unsure of whether to get a full on d lock with cable or just the d lock- btw my area has population of around 125,000 but I am mainly using it to cycle to gym, the area is quite busy and work and train station
For a bike at that price silver rated should be enough insurance wise.
I use a single D-lock and security skewers on the wheels. Just the pentkey ones but they are better than quick release and have not had my wheels taken since investing in them.
Thank you for the tredz website, locks very interesting! Never heard of it before
Which one should do the job on their website for a £275 bike? I need it to cycle to work and train station areas.
https://www.tredz.co.uk/.OnGuard-Bulldog-DT-Combo-U-Lock-with-Cable_5996...
https://www.tredz.co.uk/onguard-bike-locks-security
if anyone could pick out one that would be good for me
Many of the negative Clas Ohlson reviews are Swedish, complaining of the lock seizing up and keys not turning. It dries up , so if you keep it oiled/lubed it's fine - some of the Swedish reviews say that.
Round my way, thieves are a greater risk, so the price/performance works for me.
I gave away a Kryptonite Kryptolock 2 because it locks one side only of the D (the other side ends in a bend), so a single cut releases the lock. The Clas Ohlson locks both ends of the D, so two cuts in thicker metal are needed to release ...
It's not necessarily twice as secure. If a thief can cut through one arm of a 13mm lock shackle unmolested then they'll may have time to do both. I'd consider two different types of lock but even then you're buying extra time, not a guarantee that your bike won't get stolen.
I have the Series 2 D-lock and it's probably overkill for where I live. I mentioned the 785 chain because I'd recently seen a video by a locksmith (lockpickinglawyer on YT?) who was impressed at how resistant it was to picking. I like the idea of a chain because it's easier to carry than the D-lock. Both are inexpensive next to supposedly more secure locks.
In the end, for a relatively inexpensive bike, I'd check my household insurance will cover it then I'd buy a decent lock for rear wheel & frame that doesn't weigh a tonne plus a secondary lock (a chain type or armoured cable) that will go through the front wheel and frame. I'd not waste energy worrying about it.
I am a big fan of Kryptonite, they just look the part.
But for cheaper, very good value OnGuard are meant to be good, they definitely look the part.
When I looked them up Trendz has many Gold SS locks, proper bargains
https://www.tredz.co.uk/onguard-bike-locks-security
What do you want the lock for? Home or work, outside the supermarket, or cafe stops?
I have this ("Oxford 10 Square Link Chain with Double Locking Padlock") for locking the bike up at home:
https://www.amazon.co.uk/Oxford-Square-Double-Locking-Padlock/dp/B00DJA0...
£30, Gold rated. Weighs a little over 3Kg.
For a portable lock I use a Kryponite KryptoLok D-lock with a cable. Anything that's Silver or Gold rated ought to be good enough.
Do you have a link for a latter?
Is it this one ? https://www.halfords.com/cycling/bike-locks/bike-locks/kryptonite-krypto...
That Clas Ohlson looks a proper bargain. The reviews are telling mind.
A good value Gold rated lock is Clas Ohlson's 31-2166 (catchy name ...) for £18.99
It has an 18mm shackle, so you can use it to break down doors if you like.
It's weatherproofing isn't great, so grease / oil it regularly if using in the rain - otherwise it's fab.
I threw away all our rubbish locks and we use three of these now.
those reviews are shocking though, can anyone else recommened this or anything else that I should use ? and first replier how much is that and do you have a link?
No lock is thief-proof and you can drive yourself mad with the myriad options available. Kryptonite series 2 u-lock and Keeper 785 chain (85cm,Sold Secure silver rated) are good, inexpensive options that would deter all but the most determined and well-equipped thief.
Heavier, stronger locks probably won't really provide significantly greater security. OTOH cable locks are pretty weak. Many can be cut with pocketable pliers so are usually only recommended as a second lock through a wheel or for 5 minutes or a cafe stop where the bike is in sight.
I'd buy from a reputable online retailer so you can be sure it's genuine.