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Insurance...

Hi All, I am now the proud owner of a bike worth insuring  4 I also plan to buy another if anyone can get it in stock! 

However, I'm not sure where to look - I've submitted a few quotes online but the small print has details like "the frame must not include carbon" or "the bike is secured with a silver or gold approved lock". 

Now I know what this is refering too, my issue is that it is hidden in the small print and not explained up front. Are there any recommended insurers that don't hide behind small print? Cheap insurance is utterly pointless if they won't pay out, I'd be better off putting the cash in a piggy bank and insuring myself  4 

Thanks in advance  1 

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