Home insurance for bike?

My bike is covered (BoS insurance) on the home insurance. It is listed as a specific item - and is insured when it is locked at away form home/ at work. It is also covered for accidental damage.
However if you damage it while riding it is NOT covered.
So if you fall off (like I did, going too fast) then your not covered. But if you leave it locked outside a café and someone vandalises it your are covered!
As ever – its all in the small print

Do any of these home insurance policies cover accidental damage whilst out on the bike?

The Oxford revolver lock has insurance up to £500 on a bike for a £10 registration fee

M&S were good - though I last had bikes insured in hte UK in 2009. Once bikes were specified in policy coverage available for more than £2000 if needed. Underwritten by HSBC I think but M&S had better conditions & were cheaper.

Hiscox

try 'More Than'. They do a good policy that includes bikes up to £5000 and there isn't any small print like not letting you store them outside (as long as they are locked to an immovable object)>
I found them really good for my pride and joys..

i'm with nationwide, they cover bikes up to £2k and i've found them very good, having had to claim this year...