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Bike Insurance

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  • February 12, 2015 at 8:33 pm #23256
    ianrobo

    I am a member of British cycling and their quote seems a bit excessive to me but doing some googling it is the best. Anyone got experience of this they can pass on at all and maybe a better choice ?

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Viewing 7 replies - 1 through 7 (of 7 total)
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  • February 15, 2015 at 12:32 pm #831987
    0
    Olionabike

    Sounds painful, glad your ok.
    Sounds painful, glad your ok.

    Thanks for your input.

    February 15, 2015 at 7:14 am #831985
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    Carter

    Had an accidental damage
    Had an accidental damage claim when a guy on a mountain bike came out of a side street without looking. I went base over apex, the wheel, bar and fork were trashed and the shifters slightly scratched.
    The other guy wasn’t covered, but cycle plan covered me for the full cost of repairs based on a written estimate from the LBS.
    Oh, replacement helmet covered as part of the claim too.
    Whole process only took a week or so to sort out, and the claims firm they used were fine when I dealt with them by phone and email.

    I dare say that some proof will be needed for a theft claim – I wouldn’t expect any insurance policy to pay out on theft without CRN, photos etc. but the experience above gives me some confidence that they won’t obstructively get in the way of a valid claim.
    That’s just my experience though; you pays your money, etc.

    February 14, 2015 at 8:27 pm #831983
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    Olionabike

    Carter wrote:Went with

    Carter wrote:
    Went with Cycleplan for the price, but renewing with them for the service – brilliant claims handling experience when I needed it.

    Highly recommend.

    Care to elaborate? I’m considering them for my bike, based on the price, but worried they’ll turn round if my bike gets nicked and ask me to prove it was properly locked.

    February 13, 2015 at 10:10 pm #831981
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    ianrobo

    whoops double post
    whoops double post

    February 13, 2015 at 9:24 pm #831979
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    Carter

    Went with Cycleplan for the
    Went with Cycleplan for the price, but renewing with them for the service – brilliant claims handling experience when I needed it.

    Highly recommend.

    February 13, 2015 at 9:59 am #831977
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    ianrobo

    done
    done 🙂

    February 13, 2015 at 9:55 am #831975
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    Iamnot Wiggins

    Drop me a PM if such a thing
    Drop me a PM if such a thing exists on here – I can help.

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