Replacement dilemma

I have a dilemma.
As a result of a crash, my insurance company have offered to replace my old bike for a new one. The problem is deciding on what.
I’ve got a replacement value of £1800 and want something that is woman specific since my fingers are too short for man bikes.
I need some opinions!!

Which should i go for;
Cube Axial http://www.cube-bikes.de/xist4c/web/axial-wls-gtc_id_36178_.htm
or
Felt ZW5 http://www.feltbicycles.com/United-Kingdom/2010-Product-Catalog/Fit-Woman/ZW-Series/ZW5.aspx

I’d get the Cube no questions asked except that its a triple and I’d prefer if it wasn’t. The Felt is what I had before,except for being this year’s offering.

Are there any other bikes I should look at?
(Ive seen the Trek Madone 4.7WSD but really truly can’t stretch that far).

Any comments/opinions greatly appreciated.