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Hit by a car, the driver is responsible. What to do?

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  • August 8, 2014 at 12:43 pm #22100
    ronnyjowe

    I’m sorry if there is a default post for this …

    I got hit by a car this morning. Nothing serious; bruises cuts and a headache/stiff neck. A+E discharged me.

    I was in the cycle lane, car was turning into a drive. Driver didn’t check their mirror and pulled straight into me whilst i was cycling alongside it.

    Police were driving by and stopped. Driver admitted they didn’t look and were in the wrong.

    Also, super kind eye-witness came up and gave me and the police his number and accounted for the fact the driver pulled into me / was in the wrong.

    Took pictures of where the car hit me.

    I’m waiting to get the drivers’ insurance details from the police.

    The driver has been in contact with me to try and arrange it outside of the insurance company and I don’t know what to do / how to respond.

    With regards to the bike: bent wheels, bent forks, bent front+bank derailleurs, bent handlebars

    If anyone has any advice on how to proceed, I would really appreciate it.

    This is in the UK.

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  • August 8, 2014 at 1:10 pm #808353
    0
    ct

    jacknorell wrote: Your stiff

    jacknorell wrote:
    Your stiff neck indicates whiplash, so you may well be more physically hurt than you think.

    Your stiff neck MAY indicate whiplash…

    August 8, 2014 at 1:10 pm #808351
    0
    tonemonkey

    Don’t settle outside of
    Don’t settle outside of insurance. I had a similar one last year that despite being relatively minor seeming at first ended up with me off the bike for six months, getting a new and much better bike along with a settlement for injuries. It took a few days for the full extent of the injuries to become clear.

    Consult a solicitor, preferably one who specialises in cycle injuries (I can recommend who I used) to see if you have a claim before you decide to do anything.

    If you have any evidence of his admitting responsibility, hold on to it.

    August 8, 2014 at 1:06 pm #808349
    0
    userfriendly

    Why would you even be tempted
    Why would you even be tempted to settle it outside of insurance? Clearly you’re a kind human being, but – also clearly – this driver is not, or he wouldn’t have been using his vehicle in such a careless manner. If this means that his insurance costs go up then that’s the way it should be.

    I’ll happily grant that this may make me appear belligerent, but in all seriousness, isn’t bad driving treated more than leniently enough already?

    Glad you’re okay physically though, and lucky that the police were nearby.

    August 8, 2014 at 1:03 pm #808347
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    jacknorell

    Don’t settle outside of
    Don’t settle outside of insurance. Your stiff neck indicates whiplash, so you may well be more physically hurt than you think.

    Also, don’t do final settlement on personal injury until you’re a few months down the line at least.

    The insurance company will fight you, regardless, but will pay out given the situation.

    Get professional advice right now, before you agree to anything at all.

    August 8, 2014 at 12:51 pm #808345
    0
    glynr36

    You can try and settle
    You can try and settle outside of insurance, but you’ll need to get a few quotes perhaps from various shops to give them an indicator of price.
    Don’t forget to account for any damaged riding kit, or helmet too.

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