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How do I claim for a damaged bike following car encounter?

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  • July 4, 2014 at 11:22 am #21825
    SPAM Naval

    Hi folks,
    I was hit from behind by a car while cycling home from work in Canary Wharf yesterday evening. Luckily I was uninjured but the car put a fairly significant buckle in my rear Mavic Cosmic Carbone SL and also damaged the carbon fairing on the wheel. I have the driver’s reg, name and address and phone number as he stopped and gave me his details.
    I’ll be paying a trip to my LBS tomorrow to see what can be done with the wheel. Its not looking too bad and I’m assuming that the fairing can perhaps be re-bonded to the aluminum rim?
    The frame luckily is undamaged.

    whats the best approach in terms of getting the costs of the wheel repair covered? Do I go through my home insurance company or approach the driver directly (although i’m not sure how far I’ll get there), or should I just suck it up?

    I’ve completed a Road Traffic Collision Met Form 206 and will get it stamped by my local nick.

    any suggestions would be great.

    Thanks
    Brendan

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Viewing 4 replies - 16 through 19 (of 19 total)
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  • July 4, 2014 at 2:04 pm #801983
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    mrmo

    Got hit by a BMW a few weeks
    Got hit by a BMW a few weeks back, luckily??? the dealer whose driver was driving it at the time has been very helpful. I do wish I could have been there for the conversation, sorry sir our driver has put a dent in the front of your 12 month old 5 series…

    Anyway

    I spoke to the CTC solicitors and they sent me all the forms for a small claims if need be. Because no injury not really much point going any other way. Police aren’t interested and don’t consider it an accident unless the driver does a hit and run, or someone ends up in hospital. or the road gets shut.

    First contact the driver, he caused the damage he should pay. Then start on small claims if he gets funny. Do you have anything written down? any admission of guilt by the driver, although driving into someone tends to be looked at as guilty by stupidity as I understand it.

    July 4, 2014 at 12:53 pm #801981
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    Anonymous

    Get the frame checked out by
    Get the frame checked out by a LBS – maybe even Condor as you’re in London. IMHO your wheel is a write-off. I had far less damage than you describe to mine and Mavic replaced it (crash insurance). If you LBS is sensible they’ll send it back to Mavic to verify this. If you took out their crash insurance (which is very good!) then provided it’s still in date, you’ve got the receipt for the wheels, serial nos (by the valve stem), then they should replace it. If not I’d start chasing the driver for a replacement wheel, and they’re not cheap! If you’re with BC/CTC contact their legal dept for better advice.

    July 4, 2014 at 12:19 pm #801979
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    notfastenough

    I wouldn’t trust the wheel or
    I wouldn’t trust the wheel or frame to a repair. If the wheel gets repaired then fails completely a couple of months later, you’ll find it difficult to go back to the insurer or driver and prove that they should be paying for a new wheel/frame. I’d be looking for replacements.

    That said, I’m not sure I’d be using Cosmics for a rush-hour city ride.

    July 4, 2014 at 12:05 pm #801977
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    beekie1

    Dunno, but don’t assume your
    Dunno, but don’t assume your frame is OK. You need someone to look at it in detail. I wouldn’t trust a frame that had been smacked from behind, no matter whether it “looked ok” or not.

    Beekie

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