I am really keen on the Cube Attain SL Disc bike. I see that you can fit mudguards, but I occasionally need to fit a rack for panniers. Does anyone know if the bike allows for this and if there aren’t rack mounting points could you use a product such as the “System EX Seatpost Clamp with Rack Mount”?

I really want a bike I can use in the winter, with hydraulic discs and a 105 groupset that I can occasionally fit a rack to.