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Insurance

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  • May 29, 2017 at 2:53 pm #27168
    Lenient smile

    Any advice would be gratefully received…
    I commute in a small city and am just about to buy a bike which, if it got hit or stolen, would be very hard to take financially. I never park my bike in a public place ( it’s parked in the basement at work) . It is kept in our back room.
    I sometimes ride at weekends but not in a group (i.e. alone).

    Any recommendations of insurers and cover required would be great.
    Thanks.

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  • June 9, 2017 at 12:30 pm #894107
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    Technomagus

    I’ve just been trying to get

    I’ve just been trying to get insurance for my new bike: at a machine value of c.£4500, kept and used in a rural area, specialist insurers were in the range £380-450pa. Painful. But I’ve just added it to my household insurance (NFU) for £96, which is much more like it.

    May 31, 2017 at 3:44 pm #894105
    0
    Lenient smile

    Many thanks .
    Many thanks .

    May 31, 2017 at 10:24 am #894103
    0
    jimt

    As you state financially it

    As you state financially it would be difficult to take the loss I would carefully check any insurance stipulations.

    I would sugest that home insurance can be ok in some instances but double check!

    Specialist bike insurance normally has a more stipulations but are much easier to deal with if those stipulations are met. (in my experience)

    If you can I would try to get substancial locks kept at either end of your commute. Make sure they conform to the correct standards for your insurance as well as making sure your storage at work has a defined ‘imovable object’ to lock the bike to. It can be difficult with work storage as a room at work can be defined as public space.

    Over the years I have used many specialist insurers and most of the companies are very small which makes them personable. I can recomend Yelow Jersey and Bikmo as favorites.

     

    James

    May 30, 2017 at 9:20 am #894101
    0
    wycombewheeler

    sounds like you just need to

    sounds like you just need to get it added to your home insurance policy.

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