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Insurance Question – Will pay for damages, but not accept liability?!

  • This topic has 4 replies, 3 voices, and was last updated 10 years ago by Adrian_GJ.
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  • May 23, 2016 at 12:15 pm #25798
    Adrian_GJ

    Hi,

     

    Got hit from behind last week while cycling to work. I was stopped at a giveway sign and the car hit me while stationary.

     

    Back wheele and frame gone – luckly I wanst injured.

     

    The insurance is saying that they will pay for the bike repairs, but will not accept liability!

     

    As I wasnt injured, all I care about is the cost to repair the bike – should I be concerned about “not accepted liability” if they meet the cost of repair?

     

    Please help / advice.

     

    Thanks.

    A

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  • May 23, 2016 at 8:30 pm #872407
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    Adrian_GJ

    Thank you all. Lucky no
    Thank you all. Lucky no issues so will take the money and run. The shop is preparing the quote which I will submit tomorrow and let’s see how that goes.

    Thanks again.

    May 23, 2016 at 5:20 pm #872405
    0
    peted76
    mike the bike wrote:
     

    I shouldn’t worry too much, this is standard industry practice.  By not admitting liability at the moment the insurer is merely reserving the right to contest any future claims.  If, for example, you should develop some serious medical complications in a few weeks they are not hampered by an admission of blame.

    Take the money and run.

    Or claim for whiplash, now 🙂

    May 23, 2016 at 5:08 pm #872403
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    mike the bike

     

     

    I shouldn’t worry too much, this is standard industry practice.  By not admitting liability at the moment the insurer is merely reserving the right to contest any future claims.  If, for example, you should develop some serious medical complications in a few weeks they are not hampered by an admission of blame.

    Take the money and run.

    May 23, 2016 at 5:01 pm #872401
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    peted76

    If they don’t accept

    If they don’t accept liability, doesn’t that mean that your premium goes up? If they accepted liability it shouldn’t be affected.

    (I don’t know abuot these things, but it seems to me that there must be an adverse affect if they don’t admit liability, where liability is so blinking obvious – e.g. they went into you from behind).

     

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