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Insurance for racing bikes

Just wondering if anyone has any recommendations for insurance for my road bike, a Ridley Excalibur, which I race on quite regularly. I'm aware that some insurers won't protect my bike for racing on roads and I was just wondering which insurers would? Or do people just rely on their regular insurers and touch wood when it comes to something happening in a race?
I've had the bike insurance that BC advertise to members and it seems a touch steep to me.

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