Thought I'd report this. I've found a bug which basically allows me to build any team I want.
This happends when I am in "Pick team":
If I press the grey X button next to a rider on my team as id to remove him, I can press it fast two or three times, - hence get the money back two or three times.
I accidentally discovered it yesterday when I was playing around with a team I was pretty satisfied with - which I was unable to recreate today, out of obvious reasons!
I've uploaded a picture underneath which illustrates a team I was able to build - with money to spare. I've spent 217 on cyclists, and still have 114 left..
Hehe.. Would be some team!